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Home Insurance Disputes

Your Insurance Claim Was Denied or Underpaid? We'll Make It Right.

When disaster strikes your home, you expect your insurance company to step up — not shut you down. Unfortunately, too many Florida homeowners discover that their insurer isn’t on their side. Claims get delayed, underpaid, or flat-out denied for reasons that don’t make sense.
At Hatfield Consumer Law, we stand up to insurance companies that refuse to do the right thing. Whether your roof was damaged in a storm, your home suffered water or mold damage, or a fire left you with costly repairs, we fight to make sure you’re paid every dollar you’re owed.
Recovered for Clients
$ 55 M+
Cases Handled
1000 +
Wind, water intrusion, and property losses after a hurricane.
Roof damage, repair versus replacement, and disputed repair estimates.
Water intrusion and damage to ceilings, walls, floors, and interiors.
Burst pipes, hidden leaks, plumbing failures, and resulting property damage.
Corrosion, backups, leaks, and damage beneath slabs and flooring.
Mold following water intrusion, remediation costs, and coverage disputes.
Structural damage, smoke and soot, personal property, and loss of use.
Wind, hail, rain, lightning, fallen trees, and hidden storm damage.
Property damage claims for offices, retail, warehouses, and other businesses.

The Problem

Why Insurance Companies Don't Pay Fairly

It surprises most homeowners to learn that insurance companies rarely pay full claims voluntarily. They may deny your claim, undervalue the damage, or delay payment so long that you’re forced to give up.

Here’s what really happens behind the scenes:

"Constructive Denials"

Instead of saying "no" outright, insurers delay endlessly, change adjusters multiple times, or ask for endless documentation until you give up.

Lowball Offers

They claim repairs will cost less than they really do, hoping you'll take a fraction of what you're owed.

Policy Misinterpretations

They twist the language of your policy to favor the company, not the homeowner. Florida law says they can't do that — but they count on you not challenging it.

Property insurance damage

This behavior isn't a mistake. It's the business model.

Insurance companies make money by denying or underpaying valid claims — and they expect most people to walk away without a fight.

That's where we come in.

Our Track Record

Tough on Insurers. Trusted by Homeowners.

Since 2017, Roger Hatfield has helped homeowners recover over $55 million from insurance companies that tried to avoid paying what they owed.

Our success rate exceeds 95%

While no attorney can promise results, our track record speaks for itself.

We’ve represented clients across Florida in disputes involving nearly every major carrier. Whether the loss was caused by a hurricane, fire, flood, or burst pipe, the pattern is always the same:
The insurer delays, denies, or underpays — and Hatfield Consumer Law steps in to set things right.
Recovered for Clients
$ 55 M+
Cases Handled
1000 +
Success Rate
95 %+

What Sets Us Apart

Why Clients Trust Hatfield Consumer Law

Clients tell us that what sets us apart is simple:

Responsiveness

We return calls and explain every option clearly.

Honesty

You'll always get a straight answer, not false promises.

Experience

We've handled thousands of claims and know every trick insurers use.

Results

More than $55 million recovered for Florida homeowners.

When you hire Hatfield Consumer Law, you’re not just hiring a lawyer.
You’re hiring someone who’s not afraid to punch back at corporate bullies.

Our Process

What to Expect When You Call

From your very first call, we make the process simple and transparent.

Free Consultation

You'll speak directly with an attorney who understands your type of claim.

Document Review

We'll look over your policy, correspondence, and any repair estimates.

Case Evaluation

You'll get an honest assessment of where you stand and what your options are.

Action Plan

If we move forward, we handle everything — communication with your insurer, document gathering, and negotiations.

You’ll never be left wondering what’s happening with your case. We’ll keep you informed every step of the way.

Get Started

You Deserve to Be Treated Fairly

Your home is your biggest investment. Don’t let your insurance company get away with paying less than you’re owed. If your claim was denied, delayed, or underpaid — we can help.

Submit Your Insurance Claim

Step 1 of 2: Your Contact Information
Step 2 of 2: Claim Details

Please avoid sending confidential documents or sensitive account numbers.

Read Legal Disclaimer

Prefer to talk? Call us now.
No fee unless we win your case.

Ready to Take the First Step?

If you’ve been denied, delayed, or ignored by a big company, it’s time to fight back.
Let Hatfield Consumer Law review your claim for free and help you take the next step toward justice.

Important Legal Disclaimer

No Attorney-Client Relationship or Legal Advice

The content of this website has been prepared by Hatfield Consumer Law and Roger A. Hatfield, PLLC for informational purposes only and does not constitute legal advice. The information on this website shall not be construed as an offer to represent you, nor is it intended to create, nor shall the receipt of such information constitute, an attorney-client relationship.

We hope that you will find the information informative and useful, and we would be delighted to speak with you to answer any questions you may have about our firm. Internet users, subscribers and readers should not act upon the information on this website or decide not to act based upon the information on this website, without first seeking appropriate professional counsel from an attorney licensed in the user’s jurisdiction.

Confidentiality Notice

Because the content of any unsolicited Internet email or submission sent to Hatfield Consumer Law at any of the email addresses set forth in this website will not create an attorney-client relationship and will not be treated as confidential, you should not send us information until you speak to one of our lawyers and get authorization to send that information to us.

Please understand that we cannot undertake a representation until, among other things, we are assured that doing so will not involve a conflict of interest. We therefore ask that you not send us any confidential information or information about any legal matter that may involve you without first contacting one of our lawyers and receiving a written statement from us whereby we agree to represent or advise you.